Valley Community Bank offers merchants a Credit Card Program that allows your customers the convenience of using their Visa or MasterCard at your place of business.

Electronic Processing
You can elect to purchase or lease an electronic terminal that requires an approval and deposits your credit card funds via your telephone line.

Features

• Quick Approvals
• Less Paper Work
• Deposit posts automatically within 72 hours
• Discounted interest rate*
• Ease in reporting--tip & server subtotals available for restaurants

Paper Processing
Small businesses may benefit from processing on paper by avoiding costly equipment purchases. This option is also beneficial to traveling merchants without access to a telephone line.

Features

• Minimal Equipment Costs
• Immediate availability of funds at time of deposit

* Interest rates are based on average ticket sale and average annual volume.
See your New Accounts Representative for details.