Current Rates - Valley Community Bank

SAINT CHARLES • GENEVA • BATAVIA • NORTH AURORA

C U R R E N T D E P O S I T A C C O U N T
I N T E R E S T R A T E S

Rates effective as of

INVESTMENT ACCOUNTS	MINIMUM DEPOSIT TO OPEN	ANNUAL PERCENTAGE YIELD	INTEREST RATE
Checking Accounts*
N.O.W. Account	$50.00	0.10%	0.10%
Senior N.O.W. Account	$50.00	0.10%	0.10%
Golden Eagle N.O.W. Account MINIMUM BALANCE TO EARN APY $0 - $4,999.99	$50.00	0.10%	0.10%
$5,000.00	$50.00	0.20%	0.20%
Money Market*
MINIMUM BALANCE TO EARN APY:
$0 - $10,000	$50.00	0.15%	0.15%
$10,000.01 - $50,000	$50.00	0.55%	0.55%
$50,000.01 and OVER	$50.00	1.05%	1.04%
Savings Accounts*
STATEMENT SAVINGS MINIMUM BALANCE TO EARN APY $0 - 99,999.99	$50.00	.15%	.15%
$100,000.00 and over		0.95%	0.95%
Minor Statement Savings	$10.00	.15%	.15%
IRA Accounts
60 Month Certificate**	$1,000.00	2.05%	2.03%
24 Month Certificate**	$1,000.00	1.10%	1.10%
12 Month Certificate**	$1,000.00	0.65%	0.65%
Variable Savings*	$250.00	1.15%	1.15%
Certificates of Deposit**
60 Months	$1,000.00	2.05%	2.03%
48 Months	$1,000.00	1.65%	1.64%
36 Months	$1,000.00	1.35%	1.34%
24 Months	$1,000.00	1.10%	1.10%
18 Months	$1,000.00	0.85%	0.85%
12 Months	$1,000.00	0.65%	0.65%
6 Months	$1,000.00	0.30%	0.30%
3 Months	$1,000.00	0.20%	0.20%
* This is a variable rate account; the rate and annual percentage yield may change after the account is opened. Fees could reduce earnings. ** A penalty may be imposed for early withdrawal.