Valley Community Bank in St. Charles, Geneva, Batavia and North Aurora, Illinois - Click here to return to our Home Page St. Charles Main Branch, 620 E. Main Street St. Charles West Side Branch, 1615 W. Main Street St. Charles Drive-Thru, 9th & State Avenues Geneva Branch, 323 W. State Street Batavia Branch, 18 E. Wilson North Aurora Branch, 75 S. Randall Road
SAINT CHARLES • GENEVA • BATAVIA • NORTH AURORA
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630-584-4433



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C U R R E N T   D E P O S I T   A C C O U N T   
I N T E R E S T   R A T E S
Rates effective as of
INVESTMENT ACCOUNTS MINIMUM DEPOSIT TO OPEN ANNUAL PERCENTAGE YIELD INTEREST RATE
Checking Accounts*
N.O.W. Account $50.00 0.10% 0.10%
Senior N.O.W. Account $50.00 0.10% 0.10%
Golden Eagle N.O.W. Account
MINIMUM BALANCE TO EARN APY
$0 - $4,999.99
$50.00 0.10% 0.10%
$5,000.00 $50.00 0.20% 0.20%
Money Market*
MINIMUM BALANCE TO EARN APY:      
$0 - $10,000 $50.00 0.15% 0.15%
$10,000.01 - $50,000 $50.00 0.55% 0.55%
$50,000.01 and OVER $50.00 1.05% 1.04%
Savings Accounts*
STATEMENT SAVINGS 
MINIMUM BALANCE TO EARN APY
$0 - 99,999.99
$50.00 .15% .15%
$100,000.00 and over   0.95% 0.95%
Minor Statement Savings $10.00 .15% .15%
IRA Accounts
60 Month Certificate** $1,000.00 2.05% 2.03%
24 Month Certificate** $1,000.00 1.10% 1.10%
12 Month Certificate** $1,000.00 0.65% 0.65%
Variable Savings* $250.00 1.15% 1.15%
Certificates of Deposit**
60 Months $1,000.00 2.05% 2.03%
48 Months $1,000.00 1.65% 1.64%
36 Months $1,000.00 1.35% 1.34%
24 Months $1,000.00 1.10% 1.10%
18 Months $1,000.00 0.85% 0.85%
12 Months $1,000.00 0.65% 0.65%
6 Months $1,000.00 0.30% 0.30%
3 Months $1,000.00 0.20% 0.20%

* This is a variable rate account; the rate and annual percentage yield may change after the account is opened.  Fees could reduce earnings.
** A penalty may be imposed for early withdrawal.

 

 
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