Current Rates - Valley Community Bank

SAINT CHARLES • GENEVA • BATAVIA • NORTH AURORA

C U R R E N T D E P O S I T A C C O U N T
I N T E R E S T R A T E S

Rates effective as of

INVESTMENT ACCOUNTS	MINIMUM DEPOSIT TO OPEN	ANNUAL PERCENTAGE YIELD	INTEREST RATE
Checking Accounts
N.O.W. Account	$50.00	0.10%	0.10%
Senior N.O.W. Account	$50.00	0.10%	0.10%
Golden Eagle N.O.W. Account MINIMUM BALANCE TO EARN APY $0 - $4,999.99	$50.00	0.10%	0.10%
$5,000.00	$50.00	0.50%	0.50%
Money Market
MINIMUM BALANCE TO EARN APY:
$0 - $10,000	$50.00	0.15%	0.15%
$10,000.01 - $50,000	$50.00	0.55%	0.55%
$50,000.01 and OVER	$50.00	1.05%	1.04%
Savings Accounts
STATEMENT SAVINGS MINIMUM BALANCE TO EARN APY $0 - 99,999.99	$50.00	.15%	.15%
$100,000.00 and over		0.95%	0.95%
Minor Statement Savings	$10.00	.15%	.15%
IRA Accounts*
60 Month Certificate	$1,000.00	2.80%	2.77%
24 Month Certificate	$1,000.00	2.00%	1.99%
12 Month Certificate	$1,000.00	1.60%	1.59%
Variable Savings	$250.00	1.15%	1.15%
Certificates of Deposit*
60 Months	$1,000.00	2.80%	2.77%
48 Months	$1,000.00	2.50%	2.48%
36 Months	$1,000.00	2.35%	2.33%
24 Months	$1,000.00	2.00%	1.99%
18 Months	$1,000.00	1.80%	1.79%
12 Months	$1,000.00	1.60%	1.59%
6 Months	$1,000.00	1.30%	1.29%
3 Months	$1,000.00	0.50%	0.50%
* Early Withdrawal Penalties Apply * Rates Subject to Change at Any Time.